{"id":39658,"date":"2023-09-13T10:59:02","date_gmt":"2023-09-13T13:59:02","guid":{"rendered":"https:\/\/agilize.com.br\/blog\/?p=39658"},"modified":"2025-07-31T22:18:48","modified_gmt":"2025-08-01T01:18:48","slug":"falencia-de-empresa","status":"publish","type":"post","link":"https:\/\/agilize.com.br\/blog\/gestao-do-dia-a-dia\/falencia-de-empresa\/","title":{"rendered":"Como evitar a fal\u00eancia de empresa: dicas e recomenda\u00e7\u00f5es"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1380\" height=\"920\" src=\"https:\/\/agilize.com.br\/blog\/wp-content\/uploads\/2023\/09\/Untitled-7.webp\" alt=\"fal\u00eancia-de-empresa\" class=\"wp-image-39664\"\/><\/figure>\n\n\n\n<p>Em um mundo empresarial repleto de desafios, a palavra fal\u00eancia de empresa pode ser aterrorizante para todo empreendedor. Afinal, ningu\u00e9m come\u00e7a um neg\u00f3cio com a inten\u00e7\u00e3o de v\u00ea-lo ser encerrado por problemas financeiros ou de qualquer natureza.<\/p>\n\n\n\n<p>Infelizmente, a fal\u00eancia de uma empresa \u00e9 uma realidade que muitos enfrentam e ningu\u00e9m est\u00e1 totalmente imune a isso.<\/p>\n\n\n\n<p>Assim, neste artigo, vamos entender um pouco mais sobre como evitar que isso aconte\u00e7a na sua empresa e as medidas poss\u00edveis para proteger seu empreendimento da insolv\u00eancia. <\/p>\n\n\n\n<p>Confira!<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#significa-falencia-de-empresa\">O que significa a fal\u00eancia de uma empresa?<\/a><\/li>\n\n\n\n<li><a href=\"#lei-de-falencia-de-empresa\">O que \u00e9 a lei de fal\u00eancias e recupera\u00e7\u00e3o de empresas?<\/a><\/li>\n\n\n\n<li><a href=\"#tipos-de-falencias\">Quais os tipos de fal\u00eancia?<\/a><\/li>\n\n\n\n<li><a href=\"#opcao-falencia-de-empresa\">Quando a fal\u00eancia se torna uma op\u00e7\u00e3o?<\/a><\/li>\n\n\n\n<li><a href=\"#o-que-acontece-declarar-falencia\">Ap\u00f3s declarar fal\u00eancia, o que acontece com as d\u00edvidas?<\/a><\/li>\n\n\n\n<li><a href=\"#evitar-falencia-de-empresa\">Como evitar a declara\u00e7\u00e3o de fal\u00eancia da empresa?<\/a><\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"significa-falencia-de-empresa\"><strong>O que significa a fal\u00eancia de empresa?<\/strong><\/h2>\n\n\n\n<p>A fal\u00eancia de uma empresa \u00e9 um estado financeiro em que uma organiza\u00e7\u00e3o <strong>n\u00e3o \u00e9 mais capaz de cumprir com as suas obriga\u00e7\u00f5es financeiras<\/strong>, incluindo o pagamento de d\u00edvidas. Isso pode ocorrer por v\u00e1rias raz\u00f5es, como:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u00e1 <a href=\"https:\/\/agilize.com.br\/blog\/gestao-de-empresas\/gestao-de-empresa\/\">gest\u00e3o financeira<\/a>;<\/li>\n\n\n\n<li>Crises econ\u00f4micas;<\/li>\n\n\n\n<li>Perda de clientes estrat\u00e9gicos;<\/li>\n\n\n\n<li>Concorr\u00eancia acirrada ou desleal.<\/li>\n<\/ul>\n\n\n\n\t\t\t<style>\n\t\t\t\t.agz-newsletter-form {\n\t\t\t\t\theight: inherit;\n\t\t\t\t\tbackground: #fff;\n\t\t\t\t\tborder-radius: 1rem;\n\t\t\t\t\tpadding: 0.5rem;\n\t\t\t\t\tcolor: #ffffff;\n\t\t\t\t\tfont-family: Inter,sans-serif;\n\t\t\t\t\tbox-shadow: 0 3px 20px 1px rgb(65 58 79 \/ 6%);\n\t\t\t\t\tuser-select: none;\n\t\t\t\t}\n\t\t\t\t.agz-newsletter-form form{\n\t\t\t\t\tborder-radius: 0.5rem;\n\t\t\t\t\tbackground-color: #70189D;\n\t\t\t\t}\n\t\t\t\t#newsletter-form-tk{\n\t\t\t\t\tdisplay: none;\n\t\t\t\t\tborder-radius: 0.5rem;\n\t\t\t\t\tbackground-color: #70189D;\n\t\t\t\t}\n\t\t\t\t.agz-newsletter-form h6{\n\t\t\t\t\tfont-size: xx-large;\n    \t\t\t\tfont-weight: 700;\n\t\t\t\t\ttext-align: center;\n\t\t\t\t}\n\t\t\t\t.agz-newsletter-form p, \n\t\t\t\t.agz-newsletter-form h6{\n\t\t\t\t\tcolor: #ffffff;\n\t\t\t\t}\n\t\t\t\t.agz-newsletter-form input,\n\t\t\t\t.agz-newsletter-form select {\n\t\t\t\t\tborder: 1px solid #C3BDCC;\n\t\t\t\t\tborder-radius: 20px;\n\t\t\t\t\tpadding: 0.5rem 1rem;\n\t\t\t\t\toutline: 0;\n\t\t\t\t}\n\t\t\t\t.agz-newsletter-form button {\n\t\t\t\t\twidth: fit-content; \n\t\t\t\t\tbackground: #26bf87;\n\t\t\t\t\ttext-transform: uppercase;\n\t\t\t\t\tbox-shadow: 0 4px 10px 1px rgb(38 191 135 \/ 15%);\n\t\t\t\t\tborder-radius: 2rem;\n\t\t\t\t\tfont-family: Inter,sans-serif;\n\t\t\t\t\tfont-weight: 700;\n\t\t\t\t\tfont-size: large;\n\t\t\t\t\tcolor: #fff;\n\t\t\t\t\talign-self: center;\n\t\t\t\t\ttransition: background .25s;\n\t\t\t\t\tcursor: pointer;\n\t\t\t\t}\n\t\t\t\t.agz-newsletter-form button:hover {\n\t\t\t\t\tcolor: #fff;\n\t\t\t\t\tbackground: #5fedb9;\n\t\t\t\t\ttransition: background .25s;\n\t\t\t\t}\n\t\t\t\t.agz-newsletter-form button:active {\n\t\t\t\t\toutline: 0;\n\t\t\t\t}\n\t\t\t<\/style>\n\t\t\t<aside class=\"agz-newsletter-form\">\n\t\t\t\t<div id=\"newsletter-form-tk\" class=\"agz-newsletter-form container p-4 text-center\">\n\t\t\t\t\t<svg width=\"118\" height=\"118\" viewBox=\"0 0 118 118\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t\t\t<path d=\"M56.2536 69.2822L82.5687 43.0316L88.0189 48.4218L53.1081 83.3326L29.9811 60.2057L35.4309 54.8157L49.8935 69.2783L53.0716 72.4564L56.2536 69.2822ZM106.181 86.3658C111.063 78.0006 113.5 68.8492 113.5 59C113.5 49.1508 111.063 39.9994 106.181 31.6342C101.319 23.3037 94.6963 16.6806 86.3658 11.8191C78.0006 6.93746 68.8492 4.5 59 4.5C49.1508 4.5 39.9994 6.93746 31.6342 11.8191C23.3037 16.6806 16.6806 23.3037 11.8191 31.6342C6.93746 39.9994 4.5 49.1508 4.5 59C4.5 68.8492 6.93746 78.0006 11.8191 86.3658C16.6806 94.6963 23.3037 101.319 31.6342 106.181C39.9994 111.063 49.1508 113.5 59 113.5C68.8492 113.5 78.0006 111.063 86.3658 106.181C94.6963 101.319 101.319 94.6963 106.181 86.3658Z\" fill=\"#22CE91\" stroke=\"white\" stroke-width=\"9\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t<p class=\"text-center col-md-11 col-12 mx-auto p-0 mt-1\">Sua inscri\u00e7\u00e3o foi conclu\u00edda!<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<form id=\"newsletter-form\" class=\"agz-newsletter-form container p-4\" novalidate=\"novalidate\">\n\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t<h6 class=\"col-12 mx-auto mt-0 p-0\">Inscreva-se na nossa newsletter!<\/h6>\n\t\t\t\t\t\t<p class=\"text-center col-md-11 col-12 mx-auto p-0\">Receba no seu e-mail os conte\u00fados mais relevantes \n\t\t\t\t\t\tda contabilidade e gest\u00e3o em primeira m\u00e3o.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row col-md-10 col-12 mx-auto\">\n\t\t\t\t\t\t<div class=\"form-group mb-2\">\n\t\t\t\t\t\t\t<label class=\"title\">Qual \u00e9 o seu nome?<\/label>\n\t\t\t\t\t\t\t<input type=\"text\" name=\"newsletter-name\" id=\"newsletter-name\" class=\"w-100 mt-1\" aria-required=\"true\"\n\t\t\t\t\t\t\tplaceholder=\"Digite seu nome\" required autocomplete=\"off\">\n\t\t\t\t\t\t  \t<label id=\"name_error\" class=\"invalid-feedback text-right\" for=\"name\">Este campo \u00e9 requerido.<\/label>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"form-group mb-2\">\n\t\t\t\t\t\t\t<label class=\"title\">Qual \u00e9 o seu e-mail?<\/label>\n\t\t\t\t\t\t\t<input type=\"email\" name=\"newsletter-email\" id=\"newsletter-email\" class=\"w-100 mt-1\" aria-required=\"true\"\n\t\t\t\t\t\t\tplaceholder=\"Digite seu e-mail\" required autocomplete=\"off\">\n\t\t\t\t\t\t\t<label id=\"email_error\" class=\"invalid-feedback text-right\" for=\"email\">Informe um e-mail v\u00e1lido.<\/label>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"form-group mb-2\">\n\t\t\t\t\t\t\t<label class=\"title\">Tem uma empresa?<\/label>\n\t\t\t\t\t\t\t<select name=\"cf_voce_ja_tem_uma_empresa\" class=\"w-100 mt-1\" aria-required=\"true\" >\n\t\t\t\t\t\t\t\t<option value=\"Sim\">Sim<\/option>\n\t\t\t\t\t\t\t\t<option value=\"N\u00e3o\">N\u00e3o<\/option>\n\t\t\t\t\t\t\t\t<option value=\"Quero abrir uma empresa\">Quero abrir uma empresa<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"mt-3 text-center\" style=\"font-size: 12px !important;\">*Ao assinar aceito eventualmente receber comunica\u00e7\u00f5es da Agilize via e-mail.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"w-100 text-center\">\n\t\t\t\t\t\t<button id=\"btn-submit-newsletter\" type=\"submit\" class=\"btn my-4 shadow-none text-uppercase\">QUERO ME MANTER INFORMADO<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"text-center col-md-10 col-12 m-0 mx-auto p-0\">Seus dados est\u00e3o seguros conosco<p>\n\t\t\t\t<\/form>\n\t\t\t<\/aside>\n\t\t\t<script>\n\t\t\t\tfunction validateFormInputs(email, phone) {\n\t\t\t\t\tif (email) {\n\t\t\t\t\t\tvar regexEmail = \/^([\\w\\.\\-]+)@([\\w\\-]+)((\\.(\\w){2,3})+)$\/m;\n\t\t\t\t\t\tvar regexAllSame = \/^(\\d)(?!\\1+$)\\d{11}$\/;\n\t\t\t\t\t\tif (regexEmail.test(email)) {\n\t\t\t\t\t\t\treturn true;\n\t\t\t\t\t\t}\n\t\t\t\t\t\treturn false;\n\t\t\t\t\t}\n\t\t\t\t\treturn false;\n\t\t\t\t}\n\t\t\t\tdocument.getElementById(\"newsletter-form\").addEventListener(\"submit\", function (event) {\n\t\t\t\t\tevent.preventDefault();\n\t\t\t\t\tevent.stopPropagation();\n\t\t\t\t\tdocument.getElementById(\"newsletter-form\").classList.add(\"was-validated\");\n\t\t\t\t\tvar name = document.getElementById(\"newsletter-name\").value || undefined;\n\t\t\t\t\tvar email = document.getElementById(\"newsletter-email\").value || undefined;\n\t\t\t\t\tvar btnSubmit = document.getElementById(\"btn-submit-newsletter\");\n\t\t\t\t\tbtnSubmit.disabled = true;\n\t\t\t\t\tbtnSubmit.innerHTML = \"Enviando...\";\n\t\t\t\t\tvar objectData = {\n\t\t\t\t\t\tconversion_identifier: \"newsletter-form\",\n\t\t\t\t\t\tname,\n\t\t\t\t\t\temail\n\t\t\t\t\t}\n\t\t\t\t\tif (objectData) {\n\t\t\t\t\t\tvar xhr = new XMLHttpRequest();\n\t\t\t\t\t\txhr.open(\"POST\", \"https:\/\/api.rd.services\/platform\/conversions?api_key=66da49388470aacb4dab06bdfed0bd9d\", true);\n\t\t\t\t\t\txhr.setRequestHeader(\"Content-Type\", \"application\/json\");\n\t\t\t\t\t\txhr.onreadystatechange = function () {\n\t\t\t\t\t\t  if (xhr.readyState === 4 && xhr.status === 200) {\n\t\t\t\t\t\t\tdocument.getElementById(\"newsletter-form\").style.display = \"none\";\n\t\t\t\t\t\t\tdocument.getElementById(\"newsletter-form-tk\").style.display = \"block\";\n\t\t\t\t\t\t\tbtnSubmit.disabled = false;\n\t\t\t\t\t\t\tbtnSubmit.innerHTML = \"QUERO MANTER-ME INFORMADO\";\n\t\t\t\t\t\t  }\n\t\t\t\t\t\t}\n\t\t\t\t\t\txhr.send(JSON.stringify({\n\t\t\t\t\t\t  event_type: \"CONVERSION\",\n\t\t\t\t\t\t  event_family: \"CDP\",\n\t\t\t\t\t\t  payload: objectData\n\t\t\t\t\t\t}));\n\t\t\t\t\t}\n\t\t\t\t\tgtag(\"event\", \"conversao_lead_novo_newsletter_formulario_blogpost\");\n\t\t\t\t});\n\t\t\t<\/script>\n\t\t\n\n\n\n<h3 class=\"wp-block-heading\"><strong>O que \u00e9 a recupera\u00e7\u00e3o judicial?<\/strong><\/h3>\n\n\n\n<p>A recupera\u00e7\u00e3o judicial \u00e9 um processo judicial que permite \u00e0 empresa devedora renegociar suas d\u00edvidas com os credores, a fim de evitar a fal\u00eancia.<\/p>\n\n\n\n<p>Desse modo, o objetivo \u00e9 reestruturar a empresa, permitindo que ela continue operando.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>O que \u00e9 a recupera\u00e7\u00e3o extrajudicial?<\/strong><\/h3>\n\n\n\n<p>A recupera\u00e7\u00e3o extrajudicial \u00e9 um procedimento que permite \u00e0 empresa devedora negociar suas d\u00edvidas com os credores sem a necessidade de <a href=\"https:\/\/www.cnj.jus.br\/poder-judiciario\/plantao-do-judiciario\/justica-federal\/\" target=\"_blank\" rel=\"noopener\">interven\u00e7\u00e3o do Poder Judici\u00e1rio<\/a>.<\/p>\n\n\n\n<p>Assim, ela tem o objetivo de permitir que a empresa devedora se reestruture e evite a fal\u00eancia.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"lei-de-falencia-de-empresa\"><strong>O que \u00e9 a lei de fal\u00eancias e recupera\u00e7\u00e3o de empresas?<\/strong><\/h2>\n\n\n\n<p>As leis de fal\u00eancias e recupera\u00e7\u00e3o de empresas s\u00e3o um conjunto de regulamentos que estabelecem as regras e procedimentos para lidar com a fal\u00eancia de uma empresa.<\/p>\n\n\n\n<p>A <a href=\"https:\/\/www.planalto.gov.br\/ccivil_03\/_ato2019-2022\/2020\/lei\/l14112.htm\" target=\"_blank\" rel=\"noopener\">lei n\u00ba 14.112\/20<\/a> \u00e9 a mais recente norma que trata sobre a recupera\u00e7\u00e3o judicial, a recupera\u00e7\u00e3o extrajudicial e a fal\u00eancia do empres\u00e1rio e da sociedade empres\u00e1ria.<\/p>\n\n\n\n<p>Essa lei foi sancionada em 2020 e atualizou dispositivos anteriores que tamb\u00e9m tratavam sobre o tema, como:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lei n\u00ba 8.929, de 22 de agosto de 1994;<\/li>\n\n\n\n<li>Lei n\u00ba 10.522, de 19 de julho de 2022;&nbsp;<\/li>\n\n\n\n<li>Lei n\u00ba 11.101, de 9 de fevereiro de 2005.<\/li>\n<\/ul>\n\n\n\n<p>Esse conjunto de regras tem o objetivo de<strong> proteger tanto os credores quanto os devedores<\/strong>, fornecendo um caminho claro, direcionado e legal para reestruturar as finan\u00e7as e, em alguns casos, liquidar ativos de forma justa.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"tipos-de-falencias\"><strong>Quais os tipos de fal\u00eancia?<\/strong><\/h2>\n\n\n\n<p>Existem dois tipos principais de fal\u00eancia de uma empresa, cada um possui seus objetivos e processos distintos.<\/p>\n\n\n\n<p>Veja a seguir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Fal\u00eancia de liquida\u00e7\u00e3o<\/strong><\/h3>\n\n\n\n<p>O principal objetivo da fal\u00eancia de liquida\u00e7\u00e3o \u00e9 encerrar as opera\u00e7\u00f5es da empresa e liquidar todos os ativos da empresa, utilizando-os para pagar os credores na medida do poss\u00edvel.<\/p>\n\n\n\n<p>Assim, no processo de fal\u00eancia de liquida\u00e7\u00e3o, <strong>os ativos da empresa s\u00e3o vendidos e os recursos obtidos utilizados para pagar as d\u00edvidas de acordo com uma ordem de prioridade <\/strong>estabelecida pelas leis de fal\u00eancias e supervisionada por um administrador judicial.<\/p>\n\n\n\n<p>Com a conclus\u00e3o do processo, a empresa \u00e9 dissolvida e seus neg\u00f3cios s\u00e3o encerrados. Os credores podem ou n\u00e3o receber o pagamento integral de suas d\u00edvidas, dependendo dos recursos dispon\u00edveis.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Fal\u00eancia de reorganiza\u00e7\u00e3o<\/strong><\/h3>\n\n\n\n<p>J\u00e1 o objetivo da fal\u00eancia de reorganiza\u00e7\u00e3o \u00e9 permitir que <strong>a empresa continue suas opera\u00e7\u00f5es, mas sob um plano de reestrutura\u00e7\u00e3o e recupera\u00e7\u00e3o financeira que torne o neg\u00f3cio vi\u00e1vel novamente<\/strong>.<\/p>\n\n\n\n<p>Aqui, a empresa apresenta um plano de reestrutura\u00e7\u00e3o que descreve como pretende reorganizar suas d\u00edvidas, cortar custos e recuperar a viabilidade financeira.&nbsp;<\/p>\n\n\n\n<p>O plano deve ser aprovado pelos credores e pelo tribunal, e durante o processo de reorganiza\u00e7\u00e3o a empresa continua operando normalmente.<\/p>\n\n\n\n<p>Se o plano de reorganiza\u00e7\u00e3o for aprovado e bem-sucedido, a empresa sai do processo de fal\u00eancia com uma estrutura de d\u00edvida mais gerenci\u00e1vel e com a capacidade de continuar suas opera\u00e7\u00f5es.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"opcao-falencia-de-empresa\"><strong>Quando a fal\u00eancia se torna uma op\u00e7\u00e3o?<\/strong><\/h2>\n\n\n\n<p>A fal\u00eancia de uma empresa se torna uma op\u00e7\u00e3o quando o neg\u00f3cio enfrenta algumas dificuldades e n\u00e3o consegue mais cumprir suas obriga\u00e7\u00f5es financeiras.<\/p>\n\n\n\n<p>Algumas situa\u00e7\u00f5es em que a fal\u00eancia pode se tornar uma op\u00e7\u00e3o vi\u00e1vel, s\u00e3o:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Incapacidade de pagar <a href=\"https:\/\/agilize.com.br\/blog\/gestao-financeira\/consultar-dividas-no-cnpj\/\">d\u00edvidas vencidas<\/a>;<\/li>\n\n\n\n<li>Falta de ativos para cobrir as obriga\u00e7\u00f5es financeiras;<\/li>\n\n\n\n<li>Cessa\u00e7\u00e3o das opera\u00e7\u00f5es comerciais devido a problemas financeiros;<\/li>\n\n\n\n<li>Press\u00e3o dos credores;<\/li>\n\n\n\n<li>Perda significativa de receita;<\/li>\n\n\n\n<li>Impossibilidade de obter financiamento adicional;<\/li>\n\n\n\n<li>Decis\u00e3o estrat\u00e9gica.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"o-que-acontece-declarar-falencia\"><strong>Ap\u00f3s declarar fal\u00eancia, o que acontece com as d\u00edvidas?<\/strong><\/h2>\n\n\n\n<p>Ap\u00f3s declarar fal\u00eancia, e como parte do processo, as d\u00edvidas da empresa falida s\u00e3o liquidadas de acordo com as prioridades estabelecidas pelas leis de fal\u00eancias e supervisionadas pelo administrador judicial.<\/p>\n\n\n\n<p>Os credores t\u00eam a chance de reivindicar seus ativos, e qualquer ativo remanescente \u00e9 distribu\u00eddo entre eles. Ou seja, <strong>os ativos da pr\u00f3pria empresa falida devem ser utilizados para sanar os passivos durante o processo de fal\u00eancia<\/strong>.<\/p>\n\n\n\n<p>Por\u00e9m, no caso de liquida\u00e7\u00e3o total dos ativos da empresa, o processo de fal\u00eancia \u00e9 finalizado e a empresa \u00e9 encerrada, mesmo que ainda existam d\u00edvidas em aberto com credores.<\/p>\n\n\n\n<p>Esse \u00e9 um dispositivo garantido pela legisla\u00e7\u00e3o, levando em considera\u00e7\u00e3o que j\u00e1 nada mais pode ser feito pelo administrador judicial se n\u00e3o houverem mais recursos ou ativos dispon\u00edveis.<\/p>\n\n\n\n\t\t\t<style>\n\t\t\t\t.agz-conversion-form {\n\t\t\t\t\theight: inherit;\n\t\t\t\t\tbackground: #fff;\n\t\t\t\t\tborder-radius: 1rem;\n\t\t\t\t\tpadding: 0.5rem;\n\t\t\t\t\tcolor: #595066;\n\t\t\t\t\tfont-family: Inter,sans-serif;\n\t\t\t\t\tbox-shadow: 0 3px 20px 1px rgb(65 58 79 \/ 6%);\n\t\t\t\t\tuser-select: none;\n\t\t\t\t}\n\t\t\t\t.agz-conversion-form form{\n\t\t\t\t\tborder-radius: 0.5rem;\n\t\t\t\t\tbackground-color: #E5E2E9;\n\t\t\t\t}\n\t\t\t\t.agz-conversion-form h6{\n\t\t\t\t\tfont-size: xx-large;\n\t\t\t\t\tcolor: #7a4dbf;\n    \t\t\t\tfont-weight: 700;\n\t\t\t\t\ttext-align: center;\n\t\t\t\t}\n\t\t\t\t.agz-conversion-form input,\n\t\t\t\t.agz-conversion-form select {\n\t\t\t\t\tborder: 1px solid #C3BDCC;\n\t\t\t\t\tborder-radius: 8px;\n\t\t\t\t\tpadding: 0.5rem 1rem;\n\t\t\t\t\toutline: 0;\n\t\t\t\t}\n\t\t\t\t.agz-conversion-form button {\n\t\t\t\t\twidth: fit-content; \n\t\t\t\t\tbackground: #26bf87;\n\t\t\t\t\ttext-transform: uppercase;\n\t\t\t\t\tbox-shadow: 0 4px 10px 1px rgb(38 191 135 \/ 15%);\n\t\t\t\t\tborder-radius: 2rem;\n\t\t\t\t\tfont-family: Inter,sans-serif;\n\t\t\t\t\tfont-weight: 700;\n\t\t\t\t\tfont-size: large;\n\t\t\t\t\tcolor: #fff;\n\t\t\t\t\talign-self: center;\n\t\t\t\t\ttransition: background .25s;\n\t\t\t\t\tcursor: pointer;\n\t\t\t\t}\n\t\t\t\t.agz-conversion-form button:hover {\n\t\t\t\t\tcolor: #fff;\n\t\t\t\t\tbackground: #5fedb9;\n\t\t\t\t\ttransition: background .25s;\n\t\t\t\t}\n\t\t\t\t.agz-conversion-form button:active {\n\t\t\t\t\toutline: 0;\n\t\t\t\t}\n\t\t\t\t#agz-conversion-form-success{\n\t\t\t\t\tborder-radius: 0.5rem;\n\t\t\t\t\tbackground-color: #7a4dbf;\n\t\t\t\t\tdisplay: none;\n\t\t\t\t}\n\t\t\t\t#agz-conversion-form-success h6, #agz-conversion-form-success p{\n\t\t\t\t\tcolor: white !important;\n\t\t\t\t}\n\t\t\t<\/style>\n\t\t\t<aside class=\"agz-conversion-form\">\n\t\t\t\t<div id=\"agz-conversion-form-success\" class=\"agz-conversion-form container p-4\">\n\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t<h6 class=\"col-md-10 col-12 mx-auto p-0 mt-0\">Recebemos sua solicita\u00e7\u00e3o e em breve entraremos em contato.<\/h6>\n\t\t\t\t\t\t<p class=\"text-center mb-0 col-md-10 col-12 mx-auto p-0\">Voc\u00ea receber\u00e1 um telefonema nosso em breve. Fique de olho em liga\u00e7\u00f5es inclusive com DDD de outros estados, sabemos que \u00e9 chato, mas \u00e9 s\u00f3 por hoje, combinado?<\/p>\n\t\t\t\t\t\t<p class=\"text-center col-md-10 col-12 mx-auto p-0\">Tamb\u00e9m enviamos um e-mail para voc\u00ea, quando puder, confere l\u00e1!<p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<form id=\"conversion-form\" class=\"agz-conversion-form container p-4\" novalidate=\"novalidate\">\n\t\t\t\t\t<div class=\"row\">\n\t\t\t\t\t\t<h6 class=\"col-md-10 col-12 mx-auto p-0 mt-0\">Solicite uma proposta e conhe\u00e7a nossos servi\u00e7os.<\/h6>\n\t\t\t\t\t\t<p class=\"text-center mb-0 col-md-10 col-12 mx-auto p-0\">Valores - Planos - Benef\u00edcios Inclu\u00eddos - Funcionalidades<\/p>\n\t\t\t\t\t\t<p class=\"text-center col-md-10 col-12 mx-auto p-0\">Tire as suas d\u00favidas - Fazemos quest\u00e3o de ajudar!<p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"row col-md-10 col-12 mx-auto\">\n\t\t\t\t\t\t<div class=\"form-group mb-2\">\n\t\t\t\t\t\t\t<label class=\"title\">Nome*<\/label>\n\t\t\t\t\t\t\t<input type=\"text\" name=\"name\" id=\"name\" class=\"w-100 mt-1\" aria-required=\"true\"\n\t\t\t\t\t\t\tplaceholder=\"Digite seu nome\" required autocomplete=\"off\">\n\t\t\t\t\t\t  \t<label id=\"name_error\" class=\"invalid-feedback text-right\" for=\"name\">Este campo \u00e9 requerido.<\/label>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"form-group mb-2\">\n\t\t\t\t\t\t\t<label class=\"title\">E-mail*<\/label>\n\t\t\t\t\t\t\t<input type=\"email\" name=\"email\" id=\"email\" class=\"w-100 mt-1\" aria-required=\"true\"\n\t\t\t\t\t\t\tplaceholder=\"Digite seu e-mail\" required autocomplete=\"off\">\n\t\t\t\t\t\t\t<label id=\"email_error\" class=\"invalid-feedback text-right\" for=\"email\">Informe um e-mail v\u00e1lido.<\/label>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t  \t<div class=\"form-group mb-2\">\n\t\t\t\t\t\t\t<label class=\"title\">Telefone*<\/label>\n\t\t\t\t\t\t\t<input type=\"tel\" name=\"phone_number\" id=\"phone_number\" class=\"w-100 mt-1\" placeholder=\"(00) 00000-0000\"\n\t\t\t\t\t\t  required autocomplete=\"off\">\n\t\t\t\t\t\t\t<label id=\"phone_number_error\" class=\"invalid-feedback text-right\" for=\"phone_number\">Informe telefone\n\t\t\t\t\t\t  v\u00e1lido.<\/label>\n\t\t\t\t\t  \t<\/div>\n\t\t\t\t\t\t<div class=\"form-group col-md-5 col-12 mb-2\">\n\t\t\t\t\t\t\t<label class=\"title\">Estado*<\/label>\n\t\t\t\t\t\t\t<select name=\"uf\" id=\"uf\" class=\"valid w-100 mt-1\" aria-required=\"true\" required aria-invalid=\"false\">\n\t\t\t\t\t\t\t\t<option value=\"\" disabled selected>Selecione seu estado<\/option>\n\t\t\t\t\t\t\t\t<option value=\"AC\">Acre<\/option>\n\t\t\t\t\t\t\t\t<option value=\"AL\">Alagoas<\/option>\n\t\t\t\t\t\t\t\t<option value=\"AP\">Amap\u00e1<\/option>\n\t\t\t\t\t\t\t\t<option value=\"AM\">Amazonas<\/option>\n\t\t\t\t\t\t\t\t<option value=\"BA\">Bahia<\/option>\n\t\t\t\t\t\t\t\t<option value=\"CE\">Cear\u00e1<\/option>\n\t\t\t\t\t\t\t\t<option value=\"DF\">Distrito Federal<\/option>\n\t\t\t\t\t\t\t\t<option value=\"ES\">Esp\u00edrito Santo<\/option>\n\t\t\t\t\t\t\t\t<option value=\"GO\">Goi\u00e1s<\/option>\n\t\t\t\t\t\t\t\t<option value=\"MA\">Maranh\u00e3o<\/option>\n\t\t\t\t\t\t\t\t<option value=\"MT\">Mato Grosso<\/option>\n\t\t\t\t\t\t\t\t<option value=\"MS\">Mato Grosso do Sul<\/option>\n\t\t\t\t\t\t\t\t<option value=\"MG\">Minas Gerais<\/option>\n\t\t\t\t\t\t\t\t<option value=\"PA\">Par\u00e1<\/option>\n\t\t\t\t\t\t\t\t<option value=\"PB\">Para\u00edba<\/option>\n\t\t\t\t\t\t\t\t<option value=\"PR\">Paran\u00e1<\/option>\n\t\t\t\t\t\t\t\t<option value=\"PE\">Pernambuco<\/option>\n\t\t\t\t\t\t\t\t<option value=\"PI\">Piau\u00ed<\/option>\n\t\t\t\t\t\t\t\t<option value=\"RJ\">Rio de Janeiro<\/option>\n\t\t\t\t\t\t\t\t<option value=\"RN\">Rio Grande do Norte<\/option>\n\t\t\t\t\t\t\t\t<option value=\"RS\">Rio Grande do Sul<\/option>\n\t\t\t\t\t\t\t\t<option value=\"RO\">Rond\u00f4nia<\/option>\n\t\t\t\t\t\t\t\t<option value=\"RR\">Roraima<\/option>\n\t\t\t\t\t\t\t\t<option value=\"SC\">Santa Catarina<\/option>\n\t\t\t\t\t\t\t\t<option value=\"SP\">S\u00e3o Paulo<\/option>\n\t\t\t\t\t\t\t\t<option value=\"SE\">Sergipe<\/option>\n\t\t\t\t\t\t\t\t<option value=\"TO\">Tocantins<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t<label id=\"uf_error\" class=\"invalid-feedback text-right\" for=\"uf\">Este campo \u00e9 requerido.<\/label>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"form-group col-md-7 col-12 mb-2\">\n\t\t\t\t\t\t\t<label class=\"title\">Cidade*<\/label>\n\t\t\t\t\t\t\t<select name=\"city_code\" id=\"city_code\" class=\"w-100 mt-1 valid\" aria-required=\"true\" required\n\t\t\t\t\t\t\taria-invalid=\"false\">\n\t\t\t\t\t\t\t<option value=\"\" disabled selected>Selecione um estado<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t<label id=\"city_code_error\" class=\"invalid-feedback text-right\" for=\"city_code\">Este campo \u00e9 requerido.<\/label>\n\t\t\t\t\t\t<\/div>\n\n\n\t\t\t\t\t\t<div class=\"form-group col-md-6 col-12 mb-2\">\n\t\t\t\t\t\t\t<label class=\"title\">Qual servi\u00e7o deseja?*<\/label>\n\t\t\t\t\t\t\t<select name=\"service\" id=\"service\" class=\"w-100 mt-1 valid\" aria-required=\"true\" required\n\t\t\t\t\t\t\taria-invalid=\"false\">\n\t\t\t\t\t\t\t\t<option value=\"\" disabled selected>Selecione o servi\u00e7o<\/option>\n\t\t\t\t\t\t\t\t<option value=\"migracao\">Trocar de contador<\/option>\n\t\t\t\t\t\t\t\t<option value=\"abertura\">Abrir uma empresa<\/option>\n\t\t\t\t\t\t\t\t<option value=\"mei\">Contabilidade para MEI<\/option>\n                    \t\t\t<option value=\"mei-abertura\">Abertura MEI<\/option>\n                    \t\t\t<option value=\"mei-me\">Transformar de MEI para ME<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t<label id=\"service_error\" class=\"invalid-feedback text-right\" for=\"service\">Este campo \u00e9 requerido.<\/label>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"form-group col-md-6 col-12 mb-2\">\n\t\t\t\t\t\t\t<label class=\"title\">Qual atividade da sua empresa?*<\/label>\n\t\t\t\t\t\t\t<select name=\"company_type\" id=\"company_type\" class=\"w-100 mt-1 valid\" aria-required=\"true\" required\n\t\t\t\t\t\t\taria-invalid=\"false\">\n\t\t\t\t\t\t\t\t<option value=\"\" disabled selected>Selecione a \u00e1rea de atua\u00e7\u00e3o da sua empresa?<\/option>\n\t\t\t\t\t\t\t\t<option value=\"comercio\">Com\u00e9rcio<\/option>\n\t\t\t\t\t\t\t\t<option value=\"servico\">Servi\u00e7o<\/option>\n\t\t\t\t\t\t\t\t<option value=\"comercio servico\">Com\u00e9rcio e Servi\u00e7o<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t\t\t\t\t\t<label id=\"company_type_error\" class=\"invalid-feedback text-right\" for=\"company_type\">Este campo \u00e9 requerido.<\/label>\n\t\t\t\t\t\t<\/div>\n\n\n\t\t\t\t\t<\/div>\t\t\t\t\n\t\t\t\t\t<div class=\"w-100 text-center\">\n\t\t\t\t\t\t<button id=\"btn-submit-contact\" type=\"submit\" class=\"btn my-4 shadow-none text-uppercase\">CLIQUE E RECEBA NOSSO CONTATO<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"text-center col-md-10 col-12 m-0 mx-auto p-0\">Seus dados est\u00e3o seguros conosco. Ao solicitar uma proposta, voc\u00ea concorda com nossos <a target=\"_blank\" href=\"https:\/\/agilize.com.br\/termos-de-uso\">Termos de uso<\/a> e <a target=\"_blank\" href=\"https:\/\/agilize.com.br\/politica-de-privacidade\">Pol\u00edtica de privacidade<\/a>.<p>\n\t\t\t\t<\/form>\n\t\t\t<\/aside>\n\t\t\t<script>\n\t\t\t\tfunction getApiUrl() {\n\t\t\t\t\treturn \"https:\/\/api-growth.agilize.com.br\";\n\t\t\t\t}\n\t\t\t\tfunction validateFormInputs(email, phone) {\n\t\t\t\t\tif (email && phone) {\n\t\t\t\t\t\tvar regexEmail = \/^([\\w\\.\\-]+)@([\\w\\-]+)((\\.(\\w){2,3})+)$\/m;\n\t\t\t\t\t\tvar regexAllSame = \/^(\\d)(?!\\1+$)\\d{11}$\/;\n\t\t\t\t\t\tif (regexEmail.test(email) && (phone.length == 10 || phone.length == 11)) {\n\t\t\t\t\t\t\treturn true;\n\t\t\t\t\t\t}\n\t\t\t\t\t\treturn false;\n\t\t\t\t\t}\n\t\t\t\t\treturn false;\n\t\t\t\t}\n\t\t\t\tdocument.getElementById(\"phone_number\").addEventListener(\"keyup\", function (event) {\n\t\t\t\t\tvar value = event.target.value.replace(\/\\D\/g, \"\");\n\t\t\t\t\tvalue = value.replace(\/^0\/, \"\");\n\t\t\t\t\tif (value.length > 10) {\n\t\t\t\t\t\tvalue = value.replace(\/^(\\d\\d)(\\d{5})(\\d{4}).*\/, \"($1) $2-$3\");\n\t\t\t\t\t} else if (value.length > 5) {\n\t\t\t\t\t\tvalue = value.replace(\/^(\\d\\d)(\\d{4})(\\d{0,4}).*\/, \"($1) $2-$3\");\n\t\t\t\t\t} else if (value.length > 2) {\n\t\t\t\t\t\tvalue = value.replace(\/^(\\d\\d)(\\d{0,5})\/, \"($1) $2\");\n\t\t\t\t\t} else {\n\t\t\t\t\t\tvalue = value.replace(\/^(\\d*)\/, \"($1\");\n\t\t\t\t\t}\n\t\t\t\t\tevent.target.value = value;\n\t\t\t\t});\n\t\t\t\tdocument.getElementById(\"conversion-form\").addEventListener(\"submit\", function (event) {\n\t\t\t\t\tevent.preventDefault();\n\t\t\t\t\tevent.stopPropagation();\n\t\t\t\t\tdocument.getElementById(\"conversion-form\").classList.add(\"was-validated\");\n\t\t\t\t\tvar name = document.getElementById(\"name\").value || undefined;\n\t\t\t\t\tvar email = document.getElementById(\"email\").value || undefined;\n\t\t\t\t\tvar service = document.getElementById(\"service\").value || undefined;\n\t\t\t\t\tvar company_type = document.getElementById(\"company_type\").value || undefined;\n\t\t\t\t\tvar phone_number = document.getElementById(\"phone_number\").value || undefined;\n\t\t\t\t\tvar city_code = document.getElementById(\"city_code\").value || undefined;\n\t\t\t\t\tvar tracking = localStorage.LDTKR_AGZ;\n\t\t\t\t\tif (phone_number) {\n\t\t\t\t\t\tphone_number = phone_number.replace(\/\\D+\/g, \"\");\n\t\t\t\t\t}\n\t\t\t\t\tif (!validateFormInputs(email, phone_number)) {\n\t\t\t\t\t\treturn null;\n\t\t\t\t\t}\n\t\t\t\t\tif (name == \"\" || name == undefined || email == \"\" || email == undefined || service == \"\" || service == \t\t\t\t\t\tundefined || company_type == \"\" || company_type == undefined || phone_number == \"\" || phone_number \t\t\t\t\t\t\t== undefined || city_code == \"\" || city_code == undefined){\n\t\t\t\t\t\treturn null;\n\t\t\t\t\t}\n\t\t\t\t\tif (company_type) {\n\t\t\t\t\t\tcompany_type = company_type.split(\" \");\n\t\t\t\t\t}\n\t\t\t\t\tvar btnSubmit = document.getElementById(\"btn-submit-contact\");\n\t\t\t\t\tbtnSubmit.disabled = true;\n\t\t\t\t\tbtnSubmit.innerHTML = \"Enviando...\";\n\t\t\t\t\tvar tracking = agzTKRV2.getTrackerData();\n\t\t\t\t\tvar objectData = {\n\t\t\t\t\t\tid: agzTKRV2.getID(),\n\t\t\t\t\t\tname,\n\t\t\t\t\t\temail,\n\t\t\t\t\t\tphone_number,\n\t\t\t\t\t\tservice_id: getServiceID(service),\n\t\t\t\t\t\tcity_id: parseInt(city_code),\n\t\t\t\t\t\tcompany_types: getCompanyTypesIDs(company_type),\n\t\t\t\t\t\tscore: agzTKRV2.getScore(),\n\t\t\t\t\t\ttracking: {\n\t\t\t\t\t\t\t...tracking,\n\t\t\t\t\t\t},\n\t\t\t\t\t\tlead_navigation: agzTKRV2.getNavigationHistoryData(),\n\t\t\t\t\t\tconversion_at: new Date(),\n\t\t\t\t\t}\n\t\t\t\t\tif (objectData) {\n\t\t\t\t\t\tfetch(getApiUrl() + \"\/v1\/leads\", {\n\t\t\t\t\t\t\tmethod: \"POST\",\n\t\t\t\t\t\t\theaders: {\n\t\t\t\t\t\t\t\t\"Accept\": \"application\/json\",\n\t\t\t\t\t\t\t\t\"Content-Type\": \"application\/json\"\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\tbody: JSON.stringify(objectData)\n\t\t\t\t\t\t}).then(response => response.json())\n\t\t\t\t\t\t\t.then(result => {\n\t\t\t\t\t\t\t\tdocument.getElementById(\"conversion-form\").style.display = \"none\";\n\t\t\t\t\t\t\t\tdocument.getElementById(\"agz-conversion-form-success\").style.display = \"block\";\n\t\t\t\t\t\t\t\tdocument.getElementById(\"name\").value = \"\";\n\t\t\t\t\t\t\t\tdocument.getElementById(\"email\").value = \"\";\n\t\t\t\t\t\t\t\tdocument.getElementById(\"phone_number\").value = \"\";\n\t\t\t\t\t\t\t\tdocument.getElementById(\"uf\").value = \"\";\n\t\t\t\t\t\t\t\tdocument.getElementById(\"city_code\").value = \"\";\n\t\t\t\t\t\t\t\tbtnSubmit.disabled = false;\n\t\t\t\t\t\t\t\tbtnSubmit.innerHTML = \"CLIQUE E RECEBA NOSSO CONTATO\";\n\t\t\t\t\t\t\t})\n\t\t\t\t\t}\n\t\t\t\t\tagzTKRV2.resetTracker().then(()=> console.info(\"identifier updated\"));\n\t\t\t\t\tgtag(\"event\", \"conversao_lead_novo_comercial_formulario_blogpost\");\n\t\t\t\t});\n\t\t\t\tdocument.getElementById(\"uf\").addEventListener(\"change\", function (event) {\n\t\t\t\t\tvar uf = event.target.value;\n\t\t\t\t\tvar url = getApiUrl() + \"\/v1\/outside\/cities\/uf\/\" + uf;\n\t\t\t\t\tvar citySelect = document.getElementById(\"city_code\");\n\t\t\t\t\tcitySelect.options.length = 0;\n\t\t\t\t\tcitySelect.add(new Option(\"Buscando cidades...\", \"\"));\n\t\t\t\t\tfetch(url).then(response => response.json()).then(result => {\n\t\t\t\t\t\tif (result.success) {\n\t\t\t\t\t\t\tcitySelect.options.length = 0;\n\t\t\t\t\t\t\tcitySelect.add(new Option(\"Selecione sua cidade\", \"\"));\n\t\t\t\t\t\t\tfor (var i = 0; i < result.payload.length; i++) {\n\t\t\t\t\t\t\t\tcitySelect.add(new Option(result.payload[i].name, result.payload[i].id));\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t} else {\n\t\t\t\t\t\t\talert(\"N\u00e3o foi possivel carregas as cidades, tente novamente.\");\n\t\t\t\t\t\t}\n\t\t\t\t\t}).catch(() => alert(\"N\u00e3o foi possivel carregas as cidades, tente novamente.\"))\n\t\t\t\t});\n\t\t\t<\/script>\n\t\t\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Quando a empresa decreta fal\u00eancia, tem que pagar funcion\u00e1rios?<\/strong><\/h3>\n\n\n\n<p>Os <a href=\"https:\/\/agilize.com.br\/blog\/recursos-humanos\/custo-de-funcionario\/\">funcion\u00e1rios da empresa<\/a> falida mant\u00eam seus direitos trabalhistas a serem respeitados, e os sal\u00e1rios em aberto e demais benef\u00edcios entram nessa categoria.<\/p>\n\n\n\n<p>A forma de organiza\u00e7\u00e3o para pagamento desses valores pode variar de acordo com o tipo de fal\u00eancia escolhido pela empresa, por\u00e9m essas verbas possuem prioridade de pagamento em rela\u00e7\u00e3o aos demais credores.<\/p>\n\n\n\n<p>\u00c9 importante que os colaboradores da empresa falida tenham o acompanhamento de um advogado trabalhista para entender as obriga\u00e7\u00f5es e direitos nessa situa\u00e7\u00e3o.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"evitar-falencia-de-empresa\"><strong>Como evitar a declara\u00e7\u00e3o de fal\u00eancia da empresa?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1380\" height=\"919\" src=\"https:\/\/agilize.com.br\/blog\/wp-content\/uploads\/2023\/09\/image-2.webp\" alt=\"evitar-fal\u00eancia-de-empresa\" class=\"wp-image-39663\"\/><\/figure>\n\n\n\n<p>Evitar a declara\u00e7\u00e3o de fal\u00eancia \u00e9 o objetivo de todo e qualquer empreendedor. Existem algumas estrat\u00e9gias que podem ajudar a prevenir a fal\u00eancia de uma empresa:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Planejamento financeiro s\u00f3lido<\/strong><\/h3>\n\n\n\n<p>O <a href=\"https:\/\/agilize.com.br\/blog\/gestao-financeira\/planejamento-financeiro-empresarial\/\">planejamento financeiro<\/a> \u00e9 uma ferramenta essencial para entender a realidade de qualquer empresa e conseguir projetar aqui que pode ser o futuro, com base em dados e informa\u00e7\u00f5es.<\/p>\n\n\n\n<p>Manter um planejamento financeiro s\u00f3lido que inclua a <strong>gest\u00e3o cuidadosa de receitas, despesas, proje\u00e7\u00f5es de fluxo de caixa e fundos de reserva<\/strong>, pode ser uma tarefa desafiadora, por\u00e9m decisiva para o futuro do neg\u00f3cio.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Diversifica\u00e7\u00e3o de receitas<\/strong><\/h3>\n\n\n\n<p>\u201cNunca coloque todos os ovos na mesma cesta\u201d. Essa frase resume bem o sentido deste t\u00f3pico, afinal, uma empresa corre s\u00e9rios riscos atuando dessa forma.<\/p>\n\n\n\n<p>N\u00e3o dependa exclusivamente de um \u00fanico cliente ou segmento de mercado como fonte de receita. Diversificar seus neg\u00f3cios pode ajudar a suavizar os impactos financeiros imprevistos.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Controle de custos<\/strong><\/h3>\n\n\n\n<p>Planejar e estar atento ao futuro da empresa \u00e9 essencial, mas n\u00e3o tanto quanto estar atento ao que est\u00e1 acontecendo hoje, principalmente sobre o aspecto financeiro.<\/p>\n\n\n\n<p>Esteja atento aos custos operacionais e busque maneiras de reduzi-los sempre que poss\u00edvel. Isso pode incluir renegociar contratos e otimizar processos.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Monitoramento de indicadores<\/strong><\/h3>\n\n\n\n<p>\u201cO que n\u00e3o pode ser medido, n\u00e3o pode ser gerenciado\u201d.<\/p>\n\n\n\n<p>N\u00e3o \u00e9 poss\u00edvel gerir um neg\u00f3cio de sucesso se baseando apenas em suposi\u00e7\u00f5es, \u00e9 necess\u00e1rio estar atento aos fatos e n\u00fameros.<\/p>\n\n\n\n<p>Fique de olho em indicadores-chave de desempenho financeiro, que podem mostrar traduzir a situa\u00e7\u00e3o do neg\u00f3cio em dados e informa\u00e7\u00f5es, como por exemplo:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/agilize.com.br\/blog\/financeiro\/como-calcular-margem-de-lucro\/\">Margem de lucro<\/a>;<\/li>\n\n\n\n<li>Margem de contribui\u00e7\u00e3o;<\/li>\n\n\n\n<li>Prazos de pagamento e recebimento;<\/li>\n\n\n\n<li>Inadimpl\u00eancia de clientes;<\/li>\n\n\n\n<li>Endividamento.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Reserva de caixa<\/strong><\/h3>\n\n\n\n<p>A reserva de caixa \u00e9 um valor separado pela empresa para cobrir despesas e custos emergenciais n\u00e3o previstos.&nbsp;<\/p>\n\n\n\n<p>Manter uma reserva de caixa significativa \u00e9 essencial para enfrentar tempos dif\u00edceis sem recorrer imediatamente a empr\u00e9stimos de terceiros ou \u00e0 fal\u00eancia.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Contrate uma assessoria cont\u00e1bil profissional<\/strong><\/h3>\n\n\n\n<p>Consulte regularmente um <a href=\"https:\/\/agilize.com.br\/blog\/contabilidade-online\/trocar-de-contador\/\">contador<\/a> ou consultor financeiro para orienta\u00e7\u00e3o especializada em gest\u00e3o financeira.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Realize a negocia\u00e7\u00e3o com credores<\/strong><\/h3>\n\n\n\n<p>Se voc\u00ea perceber que est\u00e1 enfrentando dificuldades financeiras, entre em contato com seus credores para discutir op\u00e7\u00f5es de pagamento ou reestrutura\u00e7\u00e3o de d\u00edvidas antes que a situa\u00e7\u00e3o se agrave.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"AGILIZE CONTABILIDADE ONLINE\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/9Z5_wYezT04?start=3&#038;feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Conhe\u00e7a a Agilize<\/strong><\/h3>\n\n\n\n<p>A Agilize \u00e9 uma empresa de contabilidade que oferece suporte a empreendedores e prestadores de servi\u00e7os na gest\u00e3o financeira de seus neg\u00f3cios.<\/p>\n\n\n\n<p>Com uma equipe preparada e pronta para ajudar a sua empresa a <strong>desenvolver os melhores caminhos de crescimento<\/strong>, aqui voc\u00ea encontra o suporte necess\u00e1rio para desenvolver o seu neg\u00f3cio.<\/p>\n\n\n\n\t\t\t<style>\n\t\t\t\t.btn-agz-banner{\n\t\t\t\t\tuser-select: none;\n\t\t\t\t\tdisplay: inline-block;\n\t\t\t\t\ttext-align: center;\n\t\t\t\t\ttext-decoration: none;\n\t\t\t\t\tvertical-align: middle;\n\t\t\t\t\tcursor: pointer;\n\t\t\t\t\twidth: 100%;\n\t\t\t\t\talign-self: center;\n\t\t\t\t\topacity: 1;\n\t\t\t\t\ttransition: all .25s ease-in-out;\n\t\t\t\t\tmargin: 1rem auto;\n\t\t\t\t}\n\t\t\t\t.btn-agz-banner:hover {\n\t\t\t\t\topacity: 0.9;\n\t\t\t\t\ttransition: all .25s ease-in-out;\n\t\t\t\t}\n\t\t\t\t.img-agz-banner {\n\t\t\t\t\toverflow: auto;\n\t\t\t\t\tborder-radius: 0.5rem;\n\t\t\t\t}\n\t\t\t<\/style>\n\t\t<a id=\"btn-cta-banner\" class=\"btn-agz-banner\" onclick=\"gtag('event', 'clicou_banner_blogpost');\"  title=\"Quero falar com a Agilize\" ><img decoding=\"async\" class=\"img-agz-banner\" src=\"https:\/\/agilize.com.br\/blog\/wp-content\/uploads\/2023\/12\/banner_1-6.webp\"\/><\/a>\n\t\t\t<script>\n\t\t\t\tvar popUpId = \"agz-modal-conversion-form\";\n\t\t\t\tdocument.getElementById(\"btn-cta-banner\").addEventListener(\"click\", function (event) {\n\t\t\t\t\tdocument.getElementById(popUpId).style.display = \"flex\";\n\t\t\t\t});\n\t\t\t<\/script>\n\t\t\t\n\t\t\n\n\n\n<h3 class=\"wp-block-heading\">Veja outros conte\u00fados selecionados para voc\u00ea:<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"https:\/\/agilize.com.br\/blog\/abertura-de-empresa\/abrir-empresa-com-nome-sujo\/\">Entenda se \u00e9 poss\u00edvel abrir empresa com nome sujo<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/agilize.com.br\/blog\/contabilidade-online\/trocar-de-contador\/\">Saiba como e quando voc\u00ea deve trocar de contador<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/agilize.com.br\/blog\/financeiro\/orcamento-empresarial\/\">Elabore seu or\u00e7amento empresarial em 6 passos!<\/a><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>Em um mundo empresarial repleto de desafios, a palavra fal\u00eancia de empresa pode ser aterrorizante para todo empreendedor. Afinal, ningu\u00e9m come\u00e7a um neg\u00f3cio com a inten\u00e7\u00e3o de v\u00ea-lo ser encerrado por problemas financeiros ou de qualquer natureza. Infelizmente, a fal\u00eancia de uma empresa \u00e9 uma realidade que muitos enfrentam e ningu\u00e9m est\u00e1 totalmente imune a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":39659,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17,368],"tags":[],"class_list":["post-39658","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gestao-do-dia-a-dia","category-gestao-financeira"],"_links":{"self":[{"href":"https:\/\/agilize.com.br\/blog\/wp-json\/wp\/v2\/posts\/39658","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/agilize.com.br\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/agilize.com.br\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/agilize.com.br\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/agilize.com.br\/blog\/wp-json\/wp\/v2\/comments?post=39658"}],"version-history":[{"count":8,"href":"https:\/\/agilize.com.br\/blog\/wp-json\/wp\/v2\/posts\/39658\/revisions"}],"predecessor-version":[{"id":43131,"href":"https:\/\/agilize.com.br\/blog\/wp-json\/wp\/v2\/posts\/39658\/revisions\/43131"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/agilize.com.br\/blog\/wp-json\/wp\/v2\/media\/39659"}],"wp:attachment":[{"href":"https:\/\/agilize.com.br\/blog\/wp-json\/wp\/v2\/media?parent=39658"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/agilize.com.br\/blog\/wp-json\/wp\/v2\/categories?post=39658"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/agilize.com.br\/blog\/wp-json\/wp\/v2\/tags?post=39658"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}